PAYMENT POLICY

1. Accepted Payment Methods DEMOC offers secure payment gateways for local and international orders:

  • Credit / Debit Cards: Visa, Mastercard, and UnionPay processed via encrypted payment gateways.
  • Local Transfers: Direct Bank Transfer (IBAN) and Raast Instant Payments.
  • Digital Wallets: JazzCash and EasyPaisa for instant mobile payment transfers.

2. Payment Security & Encryption

  • Financial transactions are processed through SSL-encrypted, State Bank-compliant payment aggregators (e.g., PayFast, Safepay).
  • DEMOC does not directly capture, store, or view your complete credit/debit card numbers on its servers.

3. Currency & Pricing

  • Transactions are billed in Pakistani Rupees (PKR). Conversion rates for international cards are determined by your card-issuing bank.